Why order an appraisal from Winton Appraisal Company?

Thousands of people in New Mexico buy, sell or refinance their home every year. Many of these transactions include a simple line item for an appraisal. Practically all lenders still call in a local expert because the stakes are very high, even though there are a budding number of automated home valuation systems that may seem cheaper than an appraisal. But is getting a mortgage the only reason to get an appraisal? Are there additional cases when the services of a licensed, independent real estate professional might be helpful? You bet there are.


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Dispute your tax assessment in Socorro County

If you live in an area where property values have depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from Winton Appraisal Company is your best evidence. At Winton Appraisal Company,we can assist you in challenging your tax assessment.

Let Winton Appraisal Company help you eliminate PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an extra insurance plan that almost all lenders ask home buyers to buy when the amount being loaned to the home owner is more than 80% of the actual value of the home. This added payment is often bundled into the monthly mortgage payment and is soon forgotten. This is bad because PMI isn't necessary when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress requiring lenders to eliminate the PMI payments when the balance is paid down to 78% of the original value.

If you'd like to eliminate PMI, Winton Appraisal Company can produce a statement regarding the value of your home. The cost of the home valuation can usually be recovered in little time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce is often complicated by the troublesome decision of who keeps the property, and it can be an especially traumatic ordeal for both parties. Regardless of the circumstances, it's a good idea to get an appraisal from Winton Appraisal Company so both parties are completely aware of the true market value of their property.

The parties will have a better idea of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Settling an estate with peace of mind

Losing a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to take care of these issues, unlike wealthy individuals. And since a home or other property often makes up an uneven share of the total estate value, understanding the certain value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received a fair deal.

Relocating to or from Socorro County

We know the headaches associated with an employee relocation. That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. During our thorough process, we recommend relocating employees to provide remarks on the positive characteristics of their property, along with information about any recent sales or listings in their neighborhood that they want considered.

Selling your home quickly at the right price with an appraisal from Winton Appraisal Company

Whether you decide to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a more informed decision when determining your asking price. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees aren't contingent upon the value opinion we render, but rather they are based on our efforts to finish the appraisal.

We examine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homes are on the market. So, getting a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money.